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Identity Theft Protection

09/22/2007 -

Identity theft occurs when someone manages to obtain personal information (i.e. social security number, account numbers, name, address, etc) for use in fraudulent acts. The victims are usually unaware that someone has and is using their personal information against their will.

Identity theft is a very serious problem.  But don't let this keep you from enjoying the benefits of the internet and the conveniences that it provides.  Even though statistics say that millions of Americans have their identity stolen each year, this number does not have to include you. Take steps to educate yourself to be more informed on ways to protect your personal information.

Many credit card companies (i.e. Visa, Mastercard, etc.) have good policies in place to protect you from fraud IF you shop with your credit card.  If you dispute any charges on your credit card statement, the credit card company will investigate the sale for you. Please contact your credit card company to find out more about their internet protection policies. This should give you more peace of mind when shopping online.  

Here's a few steps that you can take to protect your personal information when using the internet:

• Do your own research to make sure that the company or source is legitmate BEFORE you give your personal information online 
• Do not write down or give away any of your login usernames or passwords
• Make sure when buying online, that you are using a "secure site"
• Never give your social security number online when solicited
• Do not write your credit card information or social security number on any piece of paper
• Monitor your credit report(s) regularly
• Don't be afraid to ask questions as to how your information is being kept private
• Use your credit card when shopping online instead of your debit card. This will prevent you from giving the wrong person(s) access to your personal checking account

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